Need an appraisal in Tylertown or Walthall County?
See the top 7 reasons why Mississippi homeowners hire Chris Barrett Appraisal Sevices:
At Chris Barrett Appraisal Sevices, we understand the particular needs of a homeowner looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Chris Barrett Appraisal Sevices will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's market value, not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value assessment than yours.
Challenge Tax AssessmentYour local tax assessor may have your home overvalued if you live in an area that is declining. This means you are going to pay higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Chris Barrett Appraisal Sevices is your #1 weapon when contesting your property tax assessment.
Appraisals to cancel PMIPMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. Chris Barrett Appraisal Sevices is experienced in helping clients just like you get rid of unneeded and unwanted PMI insurance.
Recently got a freeze to your HELOC?If your house is near a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow point of view. Chris Barrett Appraisal Sevices can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you'd wish to have a professional double-check it for preciseness or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Chris Barrett Appraisal Sevices offers field reviews where we go out and check the subject and comps. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can assist you. While typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your property.